Preparing for retirement should be a multi-faceted process. By taking a comprehensive approach to planning for retirement, we can ensure it remains in the forefront of your mind as we tackle every aspect of your personal finances.
Our Retirement Planning Approach Includes:
Working with Dimensional Funds Advisors, we create investment strategies using the insights from financial science and economic theory that’s been backed by decades of empirical research. Together, we’ll create a diversified portfolio designed to help sustain the lifestyle you desire throughout retirement.
Social Security Optimization
Optimizing your Social Security benefits serves as an important part of your retirement plan because it can provide lifetime income that’s adjusted for inflation. We’ll discuss Social Security in combination with your retirement savings and pension benefits to ensure you’re earnings match your goals.
This involves selecting a mix of asset classes that closely match an investor’s financial profile. These will be based on your investment preferences and risk tolerance.
Whether you find comfort in helping others or simply wish to share your good fortune, everyone has a reason for gifting. We’ll help you understand the impact gifting assets or a portion of your income to charitable organizations can have on your retirement plan.
Rather than producing a bunch of documents used to transfer assets, we provide assistance in creating your legacy plan. Through our guidance, we’ll help you pass on the values you cherish in a way you want to be remembered.
We’ll work together to create a plan that outlines your future income and savings needs. By doing additional planning for your later years, we can discuss how health and cognitive issues down the line could affect your lifestyle plan. Together we’ll talk about how to prepare for it now.
Insurance is an essential component of any comprehensive financial plan. In preparing for the unexpected, we can help protect you and your family from undue hardship. We’ll discuss the right type of insurance for you and the best plans to suit your specific needs.
Our goal is to create investment strategies that ultimately provide inflation-adjusted income for life. In terms of allocating assets, these strategies will look at your tax exposure and look to provide the most tax advantaged distribution while giving the greatest probability of meeting your lifetime income goals.
While retirement is our focus, we also specialize in education planning. We know big aspirations for college can come with even bigger price tags. Don’t let a lack of planning for tuition, room and board or books and supplies deter your child from attending their dream school. Our knowledge and professional guidance can help pave the way for your child’s bright future.